Thinking of going the “For Sale By Owner” (FSBO) route to save on commission? It’s a bold move, and in a market like Hudson County, it’s one that deserves a closer look. Before you skip the agent and take on the process yourself, here’s what every Hoboken and Jersey City homeowner needs to know in 2025.

FSBO in Real Life: What You’re Really Signing Up For

When you go FSBO, you're not just selling your home; you’re stepping into the role of real estate agent, marketer, negotiator, and legal liaison. You're responsible for pricing, photos, showings, offers, disclosures, contracts, and coordinating with attorneys under New Jersey’s strict requirements.

For some, that’s exciting. For most, it’s overwhelming. Contact Jill Biggs if you prefer to have a local expert with 30+ years of experience manage the sale of your home.

What the Numbers Say About FSBO in 2025

Data from the National Association of REALTORS® shows the reality behind DIY home sales:

• FSBO homes made up just 6% of total sales nationwide.

• On average, FSBO homes sold for $55,000 less than agent-listed homes.

• Most FSBO sellers still pay a buyer’s agent commission - typically 2.5% - 3%.

• Many FSBOs only work out when the seller already knows the buyer.

• In fast-paced markets like Hoboken and Jersey City, where pricing and timing are everything, selling with an experienced agent often leads to faster sales and higher offers.

Common FSBO Pitfalls

Selling solo can sound smart, until it isn’t. Here’s where FSBO sellers often slip up:

• Pricing misses the mark. Without hyper-local data, it’s easy to overprice (and sit) or underprice (and leave money on the table.

• Limited visibility. FSBO listings don’t show up on the MLS and often rely on yard signs or niche platforms.

• Legal red tape. In New Jersey, sellers must complete detailed disclosures, and a typical closing requires the review and signature of approximately 7 to 12 documents totaling 20 to 60 pages. Missing a step can mean legal issues or a failed dea

When A FSBO Might Work

If you're selling to a family member or friend, or if you’ve done this before and are fully comfortable navigating NJ real estate laws, FSBO might be worth considering.

But for the majority of homeowners in Hudson County, especially in high-demand cities like Hoboken and Jersey City, a strong agent is your best asset. Not just for maximizing your sale price, but for managing the process and protecting your interests.

Common Questions NJ Home Sellers Ask About FSBOs

What does FSBO stand for?

For Sale By Owner

Will I really save that much on commission?

In most FSBO sales, you save only the listing agent’s fee, but still owe the buyer’s agent 2.5%–3%, which shrinks the overall savings.

Is FSBO legal in New Jersey?

Yes, but you’re still on the hook for strict seller disclosures and contracts, 

What’s the most common FSBO mistake?

Mispricing. And underestimating the amount of paperwork and legal detail required to close the deal.

Can FSBO listings appear on the MLS?

Not in Hudson County unless you're working with a licensed real estate broker. Local MLS systems like the Realty Multiple Listing System (RMLS) only accept listings submitted by active, licensed agents in good standing. FSBO sellers cannot list directly, cutting off access to the most powerful marketing tool in the industry.

Thinking FSBO in Hoboken or Jersey City? Let’s Talk First.

We get it. Selling on your own seems like a way to save money. But the reality? It often costs more in time, stress, and final sale price. That’s why so many Hudson County homeowners trust The Jill Biggs Group to handle their sale with confidence, clarity, and results.

If you’re considering FSBO, let’s chat first. We’ll provide a complimentary home value review and walk you through how we can help you sell smarter, not harder.